Accept every card,
everywhere.

Nothing. IceTree is completely free for merchants. We are paid an introductory commission by the payment service providers we connect you with — this never affects your rates, which are negotiated independently on your behalf.

Yes — this is one of our core specialisms. We have established relationships with acquirers who actively onboard merchants in high-risk verticals including crypto, forex, CFD trading, gaming, nutraceuticals, and adult content. We know which acquirers to approach for which risk profiles, saving you months of failed applications.

From initial discovery call to a live acquiring account typically takes 2–6 weeks, depending on your business complexity and the documentation required. IceTree supports you through the entire application process to minimise delays.

We can source acquiring solutions for Visa, Mastercard, American Express, Discover, UnionPay, and local card schemes in specific markets. Multi-currency settlement in GBP, EUR, USD, and other currencies is available through most of our acquirer partners.

Interchange-plus pricing separates the base interchange cost (set by Visa/Mastercard) from the acquirer markup, giving you full transparency. Blended rates combine both into a single flat percentage — simpler but less transparent. IceTree negotiates both structures and recommends the most cost-effective option for your volume and card mix.

Yes. While we are UK-based, our acquirer network spans Europe, North America, and Asia-Pacific. We regularly assist merchants incorporated in the EU, UK, and offshore jurisdictions seeking international acquiring solutions.