Pay anyone, anywhere,
in any currency.

Our payout provider network covers 150+ destination countries, including the UK, all EU/EEA states, the US, Canada, Australia, Singapore, Hong Kong, and most of Latin America and Africa. Coverage and settlement speed vary by corridor — we match you to the provider with the deepest reach in your specific destination markets.

SWIFT is the traditional international wire transfer network — reliable but slow (1–5 business days) and expensive (fixed fees of £15–£40 per transaction). Local rails (Faster Payments, SEPA Instant, ACH, etc.) use domestic payment infrastructure in each destination country, typically settling in seconds or hours at a fraction of the cost. IceTree connects you to providers that route via local rails wherever possible.

Our payout provider partners offer FX conversion at rates close to the mid-market rate, with transparent margins rather than hidden spreads. For high volumes, we can negotiate fixed FX margins and help you implement currency hedging strategies to reduce FX exposure.

Yes. All payout providers IceTree works with are regulated financial institutions that incorporate OFAC/sanctions screening, AML transaction monitoring, and KYC verification into their payout flows. This is especially important for regulated sectors like forex, crypto, and iGaming where payout compliance is scrutinised closely.

Both options are available. Most of our payout provider partners support REST API integration for fully automated disbursement workflows with webhook confirmations, as well as bulk CSV upload for teams who prefer a manual or semi-automated process.

Nothing. IceTree is entirely free for merchants. We earn an introductory fee from the payout providers we connect you with, and this has no effect on the rates or terms you receive — those are negotiated independently on your behalf.